On investing, I’d just like to add that venture capitalists, mutual funds et al only have money that’s in circulation because someone, somewhere borrowed it from a privately-owned bank. If the private banks withdrew all their loans, our current civilisation would have no money in its accounts or its pockets. In fact, all the private banks have to do to cripple civilisation is to not renew the loans they have existing and slowly the money supply contracts. This is a ludicrous situation when we have governments with sovereign right to create money themselves and also one they should never have allowed to develop, not if they genuinely worked on behalf of the electorate. We need public money in circulation, not private money. Good grief – they only make the damn stuff up anyway!