Local branches of the big banks are closing all over the country, leaving the locals with no banking facilities. This is regarded as lamentable by many.
Bring it on, I say. The existing banking system is broken beyond repair anyway, having debts that might be regarded as infinite and so are insolvent. The sooner people realise that the existing system’s useless and we have to walk away from it then the sooner alternatives will start being seriously discussed. The idea of alternative banking might seem to be the exclusive province of the weirdie and the beardie but the ongoing cuts in local banking facilities will force more perfectly normal folk to start taking these things more seriously. None of this is before time, IMHO.